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Light Your Candle

Candle In The Dark

It is better to light a candle than to curse the darkness. – Chinese Proverb With all the negativity that surrounds us, it is easy to become overwhelmed. It is also tempting to fight against the negative or to declare war on it. Yet a master teacher offered a better way: “Resist not evil, but [...]

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Pros and Cons of Short vs Foreclosure

Short-Sale vs Foreclosure

Short Sale vs Foreclosure what should I do? Well here is a table explaining the pros and cons Short Sales Foreclosure Pros Cons Pros Cons You can purchase a new home immediately after a short sale You may have to wait five(5) to seven(7) years before a lender will approve your application for a new [...]

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Alternatives To Foreclosure

Foreclosure Home For Sale

If you or someone you know is facing foreclosure there is still time for you to prevent the dreaded “F word”. Here a some things you can do about it: Loan modification You will need to work with your lender to negotiate a modification of your loan terms to see if any change can be [...]

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Fannie Mae Increases Penalties for Borrowers Who Walk Away

fanniemae

It seems as though the lenders are stepping up and doing their part to reduce the number of foreclosures on their books.  Check it out here. Fannie Mae Increases Penalties for Borrowers Who Walk Away Seven-Year Lockout Policy for Strategic Defaulters WASHINGTON, DC — Fannie Mae (FNM/NYSE) announced today policy changes designed to encourage borrowers [...]

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The F Word

FWord

For many people “The F Word” is that little four letter word that your mom used to tell you not to say (well at least mine did).  But to many “The F Word”  is the loss of the American Dream.  Most likely the most expensive thing they will buy in their lives they are about [...]

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Wisdom

Will Smith

While researching network marketing companies I stumbled upon this video of Will Smith speaking about his outlook on life. Why it came to me cannot be ignored, it is what I believe and what I spoke about months previously in one of my posts. The passion he exhibits just sticks you to your seat as [...]